Professional Motor Finance. CCJs, Defaults, Arrears All Considered

Professional Motor Finance. CCJs, Defaults, Arrears All Considered

  • You, we will generally retain your data for a period of 6 (six) years after a contract has ended, to ensure that we are able to assist you should you have any questions or feedback in relation to our vehicles and/or Finance Packages or to protect, or defend our legal rights, or for tax purposes where we have entered into an agreement with.
  • You with marketing communications with consent, you will be regularly given the option to opt out of such marketing where we have processed your personal data to provide. If you inform us which you not any longer desire to get such communications, your private information will likely to be taken from our advertising listings (but will likely to be put into a “do not contact” list).
  • For which you have actually sent applications for a Finance Package with us however your application will not continue, we are going to contain the information you have got supplied included in that application for three (3) years through the date of this application withdrawal.
  • Us within the first 14 (fourteen) days, we will hold your data for three (3) years from the date of withdrawal where you exercise your right to withdraw from an agreement with.
  • Where we now have prepared important computer data for just about any other explanation (such as for instance where you have actually contacted us with a concern relating to solutions or in reference to recruitment), susceptible to the rest with this part (‘DATA RETENTION’), we are going to retain important computer data for 12 (twelve) months.

In certain circumstances you can easily ask us to delete your computer data; please see part ‘Request erasure of the data that are personal under ‘YOUR LEGAL RIGHTS’ for more information.

In certain circumstances we possibly may anonymise your individual data (therefore that it could not be related to you) for research or analytical purposes in which particular case we possibly may make use of this information indefinitely without further notice for your requirements.


Under particular circumstances, you have got liberties under information protection legislation pertaining to your data that are personal. These legal rights are detailed below:

  • Request usage of your individual information (often called a “data subject access request”). This permits you to definitely get a duplicate regarding the personal information we hold that we are lawfully processing it about you and to check.
  • Request modification for the personal data that we hold about yourself. This gives you to have incomplete or inaccurate information we hold though we may need to verify the accuracy of the new data you provide to us about you corrected.
  • Request erasure of the personal information. This permits one to ask us to delete or eliminate individual information where there’s absolutely no justification for us continuing to process it. You additionally have the ability to ask us to delete or eliminate your individual information where you’ve got effectively exercised your straight to object to processing (see below), where we might have processed your details unlawfully or where our company is expected to erase your own personal data to comply with neighborhood legislation. Note, but, that individuals may well not often be able to conform to your request of erasure for specific appropriate reasons that will be notified for your requirements, if relevant, during the time of your request.
  • Object to processing of the personal information where we have been depending on the best interest (or those of an authorized) and there’s one thing regarding your specific situation helping to make you need to object to processing on this ground it impacts on your fundamental rights and freedoms as you feel. You additionally have the best to object where we have been processing your individual data for direct advertising purposes. In many cases, we might show we have compelling grounds that are legitimate process your data which override your legal rights and freedoms.
  • Request limitation of processing of one’s individual information. This gives one to ask us to suspend the processing of one’s individual information when you look at the after scenarios: (a) as you need it to establish, exercise or defend legal claims; or (d) you have objected to our use of your data but we need to verify whether we have overriding legitimate grounds to use it if you want us to establish the data’s accuracy; (b) where our use of the data is unlawful but you do not want us to erase it; (c) where you need us to hold the data even if we no longer require it.
  • Demand the transfer of the individual data to you personally or even to a 3rd party. We shall offer to you personally, or an authorized you’ve selected, your own personal information in an organized, widely used, machine-readable structure. Remember that this right only applies to automated information that you simply initially supplied consent we used the information to perform a contract with you for us to use or where.
  • Withdraw consent at any moment where we have been depending on permission to process your individual information. Nevertheless, this can not impact the lawfulness of any processing carried out before you withdraw your consent. We may not be able to provide certain products or services to you if you withdraw your consent. We’re going to advise you should this be the case at that time you withdraw your permission.

You are the customer of our Introducers you should direct your request to that Introducer if you wish to exercise any of the rights set out above and.

We are responsible for, please contact us directly (please see the ‘CONTACT DETAILS AND COMPLAINTS’ section) if you wish to exercise any of the above rights in respect of the personal data.

  • No cost frequently needed. You simply will not need to spend a cost to get into your individual information (or even to work out some of the other legal rights). Nonetheless, we might charge an acceptable charge if your demand is actually unfounded, repeated or extortionate. Instead, we might will not adhere to your demand during these situations.
  • That which we might require away from you. We possibly may have to request certain information away from you to aid us verify your identification and make certain your directly to access your private information (or even to work out all of your other liberties). This is certainly a protection measure to ensure personal data is maybe perhaps not disclosed to virtually any one who doesn’t have right to receive it. We possibly may additionally contact one to ask you to answer for more information pertaining to your request to speed up our response.
  • Time frame to respond. We attempt to react to all legitimate demands within a month. Sometimes it might take us much longer than an if your request is particularly complex or you have made a number of requests month. In this full situation, we are going to inform both you and help keep you updated.